International sales, business development and marketing professional with 20+ years in secure transaction technologies catering to global banks, financial institutions, large and small retailers, Mobile Network Operators (MNO's) and mobile phone manufacturers. Experience includes work for multi-national Fortune 500 companies as well as start-up organizations in both the rapidly expanding payment and wireless industries. Have extensive experience in North America with additional experience in international markets including Germany, France, Sweden, Netherlands, Hong Kong, Japan, Singapore and the U.K.