I am Industrial Engineering, Master Degree in Business Administration and Executive Master in Management of Financial Institutions by IEB. Currently, I work in the International Department of Corporate Banking at Citibank, and I have over 12 years experience (financial, industrial and consultant: Barclays, Santander (Banesto) and Renault). I am also Professor of the Executive Master in Management of Financial Institutions in the Business School IEB (Instituto de Estudios Bursátiles associated to Madrid Stock Exchange and with The London School of Economics). I have given various presentations on the future of banking, social networking and international banking, having founded the group in LinkedIn "Banking 3.0: Future and Trends." I am Editor in Economics and Business section in QuéAprendemosHoy.com.