I provide the highest level of commitment to value and success without compromise by developing and nurturing a personal connection with my clients. I work effectively to ensure trust and confidence by offering the most flexibility and capability through a hands-on approach by understanding and indentifying financial needs, wants and goals, and the most effective way to reach them. My passion is working with individuals and business to identify where they have been, where they are now and where they want to be financially. Asset growth, retirement, education savings, income, caring for a loved one, and leaving a legacy are some of the areas I focus on with clients. When working with business, I focus on identifying areas of asset growth, income and evaluating and/or establishing retirement programs to meet the needs and goals of the business.